No HOA and No CDD! Welcome to this charming and sunlit bungalow! Whether you're a first-time homeowner eager to make it your own or an investor looking to expand your rental portfolio, this home offers endless possibilities. Step into the recently remodeled eat-in kitchen, complete with a modern dishwasher, sleek countertops, stylish cabinets, and a chic tile backsplash. The inviting floorplan includes a cozy family room and a versatile flex room, ideal for both casual gatherings and everyday living. The bathroom has been tastefully updated with a neutral color palette, complemented by newer flooring throughout, updated electrical systems, and durable Hardie Board siding on the exterior. Outside, enjoy a spacious backyard with a wooden deck and an oversized storage shed equipped with electricity. Centrally located, this home offers convenient access to Naval bases, dining, shopping, parks, water activities, schools, and easy routes to downtown Jacksonville, JIA, universities.