Welcome to this STICK BUILT RANCHER (not a mobile), so it can be easily financed and insured, in the highly sought after Montego Bay neighborhood in North Ocean City. This property is located in zone X, so no flood insurance is required. This stick built home with 2x6 framed construction and well insulated features a totally open floor plan, brand new luxury vinyl plank flooring throughout, brand new Blue Pearl granite kitchen countertops, new composite decking ramp to the side door, and a whole house sound system with blu-tooth connection. The smart thermostat and door lock can be controlled from your phone with wifi connection. The dining room provides plenty of seating for you and your guests. The primary suite has a new king size Sleep Number bed and primary bathroom with a Jacuzzi jet tub. Enjoy the sunrise on the covered concrete porch with sunlight beaming through the custom shutters into the main living area which includes 2 queen sleeper sofas and a twin pull out loveseat for extra sleeping. The second bedroom has a twin over full bunk and a twin pull out sleeper loveseat. The third bedroom has a queen adjustable bed. The main bathroom has a step in shower with seating and grab bars. The laundry room has a full size washer and dryer and still has plenty of room for storage and shelving. (Another full-sized refrigerator will fit in there as well!) *The home was never used as a vacation rental. It is set up to be though with locking cabinets and Primary Suite. This home is being sold fully furnished and turn key with all you need ....from the bicycles in the large attached shed, beach chairs for relaxing, 4 televisions, skee-ball and ping pong/air hockey table games and so on....even down to the kitchen utensils, outdoor gas grill, porch furniture, and the sheets/comforters that you will need! Just unpack your clothes and toothbrush! For one of the lowest HOA fees around, $396 a year, Montego Bay boasts 2 inground swimming pools and a kiddie pool, 2 tennis courts, pickleball, miniature golf, a boardwalk on the bay with 3 fishing piers, a wildlife sanctuary w/ a saltwater pond and walking/jogging path and quiet streets for long walks. The close proximity to Northside Park and Gorman Avenue Park puts you in the PERFECT location on a well maintained grassy corner which provides lots of extra parking for your guests. Corner lots are community property and cannot be built on. This property is only an 8 minute walk to the beach and even less of a walk to many local restaurants!