Take advantage of a seller-paid 2-1 rate buy-down, making homeownership more affordable with lower monthly payments for the first two years! Welcome to an adorable gem bursting with charm and ready to welcome you home! With a spacious private yard, no HOA and no rental restrictions, this home is a fantastic opportunity for both homeowners and investors. Nestled in a quiet neighborhood just minutes from schools, shopping and dining, and with easy access to highway 278, 120, and 92, this home offers the perfect blend of convenience and comfort. Inside, the lower level offers a versatile bonus room- ideal for an office, fourth bedroom, media room, or a playroom- plus a laundry nook, storage closet, and 2 car garage. Upstairs, the bright and open floorplan includes a cozy great room with a gas fireplace and a well-equipped kitchen featuring stainless steel appliances, a gas range with built-in air fryer, and ample counter space. The primary suite includes two closets and a spacious bath, with two additional bedrooms, a half bath and a coat closet completing the main level. Step outside to enjoy your back deck and sprawling fenced-in backyard, where mature trees and vibrant hydrangeas create a gorgeous backdrop in Spring. Recent Updates Include: *Fresh Paint *New Roof and Water Heater (2018) *New HVAC (2021) *Septic Serviced (2022) *Updated Flooring (2021) *New Fence (2023). Don't miss out on this opportunity--schedule your private tour today and take advantage of seller-paid 2-1 buydown for a lower mortgage rate!