Tucked away beneath a breathtaking canopy of towering Live Oaks, this exceptional waterfront estate creates a dramatic and lasting first impression. Offering the rare combination of private Gulf access and proximity to the beach, it provides the best of both worlds - launch your boat from your own dock or take a short stroll to Panama City Beach's sugar-white sands via Beach Access 24. Despite its serene waterfront setting, this home is located in the heart of PCB, keeping you just minutes from the area's best dining, shopping, and entertainment. A beautifully designed circular driveway, finished with high-end pavers and framed by lush greenery, sets the stage for the elegance within. Step inside to a refined yet inviting interior, where vaulted ceilings and an open-concept layout enhance the sense of space and light. Luxury vinyl plank flooring flows seamlessly throughout, leading to five generously sized bedrooms - each with a private bath featuring quartz counters, marble tile, and shiplap accents. The master suite is a true sanctuary, boasting a spa-like bath with a marble soaking tub and a walk-in glass shower. The kitchen impresses with an oversized island and bar, marble counters, stainless appliances, ample cabinets, and a striking ceiling pot rack, all offering style and functionality. A charming breakfast nook overlooks the lagoon and resort-style enclosed pool area, complete with a cabana, bath, and outdoor kitchen - perfect for effortless alfresco entertaining. The expansive backyard is a true waterfront oasis, offering plenty of space to relax, entertain, fish off the dock, or simply take in the views. Beyond, an updated boat dock with a 12,000 lb lift invites you to explore the area, with the Gulf just minutes away via the iconic Grand Lagoon. This is more than just a house - it's a dream home where lifelong memories are made. With short-term rentals allowed and no HOA, you'll have the flexibility to make it your full-time residence while still having options for the future. Schedule your private tour today and experience the best of Panama City Beach living.