Stunning waterfront retreat with direct access to Tampa Bay in the heart of Apollo Beach. NO HOA and NO CDD with this updated 3-bedroom, 2-bathroom home sits on an oversized lot along a deep water canal, offering the ideal blend of luxury, comfort, and boating lifestyle. Enjoy your private oasis with a massive 15x36 heated pool ranging from 3ft to 8ft deep, surrounded by a paved deck perfect for entertaining or relaxing. The property features approximately $150,000 in recent upgrades including a newer roof (2024), new A/C and heat exchanger (2024), fully remodeled kitchen with quartz countertops, stainless steel appliances, French-door refrigerator, updated sink, faucet, and cabinetry. The home also includes new luxury vinyl plank flooring in the living and dining rooms (2025), custom tilework and modern finishes in both bathrooms, fresh interior and exterior paint, new interior doors, trim, hardware, and handles. Tech-ready with Cat-5 wiring for wall-mounted TVs in the living room and primary bedroom and prewired for exterior security cameras. Freshly blown-in insulation added to both the attic and garage attic space. The outdoor enhancements continue with new perimeter vinyl fencing and gates, 13,500 lb. boat lift with new cables and full PM service, new hurricane-rated garage door, newer pool pump (2024), new pool heater and sub panel, maintenance-free composite dock, firepit overlooking the water, and a convenient 16' exterior storage shed for all your boating and pool supplies. New rolled St. Augustine lawn and Florida-friendly landscaping (2025), along with a new full-yard irrigation system. The primary suite offers direct access to the pool and patio for seamless indoor-outdoor living. Located near major arteries for an easy commute to MacDill AFB, downtown Tampa, Brandon shopping, Ellenton outlets, top-rated hospitals, restaurants, and some of the best beaches in the country. An ideal waterfront retreat for primary residence, vacation home, or short-term rental opportunity.