Welcome to one of Panama City Beach's best-kept secrets--the gated community of Magnolia Bay Club, nestled along St. Andrews Bay. This beautiful two-story home on Bigleaf features an inviting front porch and a second-story balcony, offering ideal outdoor spaces to relax and unwind. Built with HardiePlank siding, concrete siding, and an asphalt shingle roof, the home also boasts paver-finished sidewalks and rear parking. Inside, the open-concept main floor showcases a stylish kitchen with granite countertops, a stunning backsplash, stainless steel appliances, and elegant maple hardwood floors--no carpet throughout. A full-size bedroom with an en-suite bath and an additional half-bath for guests enhance the home's functionality. The double-landing stairway is finished with a custom handrail for added stability. Upstairs, the primary suite offers a private retreat with an oversized soaking tub, a separate tiled shower, dual vanities, and private balcony access. Two additional bedrooms share a well-appointed full bath with a tub/shower combo, while the laundry room is conveniently located in the second-floor foyer. Additional upgrades include a Ring doorbell security system with cameras, two Ecobee smart thermostats, an electronic air scrubber, a total gutter system, hurricane shutters, and a black powder-coated fenced area. This golf cart-friendly community offers resort-style amenities, including a spacious pool, fitness center, event room, fishing dock, and kayak and bike storage. Conveniently located just minutes from shopping, medical services, and the sugar-white beaches of Panama City Beach, this move-in ready home is waiting for you!