Rare chance to own this newly renovated property at a 4.99% Interest Rate !!! Owning a home at 2113 McCulloh Street places you in the heart of an exciting transformation in the historic Druid Heights neighborhood. With major redevelopment projects like the revitalization of West North Avenue and Reservoir Square nearby, this area is drawing both new homeowners and investors. You re minutes from Druid Hill Park, offering lush green spaces, trails, and the Maryland Zoo. This charming 3-bedroom, 2-bath home boasts a spacious eat-in kitchen with stainless steel appliances, luxury vinyl plank flooring, new carpeting upstairs, a main-level laundry room, and a rear parking pad. For commuters, Penn North Station is just a short distance; approximately 1.6 Miles away, providing quick access to downtown Baltimore and Washington, D.C. via the MARC train. The home is also conveniently located near major highways like I-83 and I-95, making travel throughout the region seamless. This strategic location offers easy connectivity for those who need to commute to work or explore the vibrant city life, while still enjoying the charm and community spirit of this transitioning neighborhood. This location qualifies for several potential down payment and closing cost incentive programs, including the Baltimore City Employee Homeownership Program ( "Live Near Your Work"), Maryland Mortgage Program, Baltimore City First Time Home Buyer program, Good Neighbor Next Door Program Buying into Baltimore Program, City Lift Program, NACA, Chenoa Fund, Vacant to Value, the Federal Home Loan Bank of Atlanta and more. Your opportunity for homeownership is now!