**Assumable 2.49% Interest Rate Available for a significantly lower payment** Conveniently located with easy access to downtown St. Augustine and the beaches, this spacious 2 story Key West style home has been thoughtfully maintained. Entry of the home presents with a 20' ceiling. Downstairs a half bath is added for convenience to the formal dining area or second sitting area. Primary bedroom and bathroom located on the first floor. Well appointed kitchen with 42'' cabinets and stainless steel appliances (brand new refrigerator) allow an open concept to the family room. Fully fenced back yard with a covered patio. Upstairs a loft space provides enough room for an office area or sitting/TV area. A full bathroom and three bedrooms upstairs with one being large enough for a den or second primary bedroom. Paved driveway adds additional curb appeal. This family friendly neighborhood sits well off the main highway and has a community play area for children.