Charming & Versatile Home in Saginaw! This move-in-ready 4-bedroom, 2-bathroom home offers incredible flexibility! The modern black subway tile electric fireplace with built in tv creates a warm and modern living room. The updated kitchen has stainless steel appliances, an island for entertaining, and under cabinet lighting. Currently a spacious single-family residence, it features two living rooms, a full basement, and a dream garage-perfect for extra storage or a workshop. Looking for investment potential? This home was previously a duplex, and it can easily be converted back! With separate meters, active panel boxes, and an existing gas line for an additional stove upstairs, the layout is ideal for creating two 2-bedroom, 1-bath units. Whether you're looking for a comfortable home, an income-generating rental, or a multi-generational living space, this property is full of possibilities! Schedule your showing today!